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Lately there have been a lot of talk and confusing in the thai expact community about a
new law requiring long stay expacts to acquire health insurance before they can obtain various visas.
While not addressing the question about who need the insurance, here is a transcript from TGIA, Thai General Insurance Agency, who have put forward their understanding of the new law :
Each applicant, including spouse and children, must hold Thai Health Insurance policy sold by authorized insurance companies only.
Each applicant, including spouse and children, must have their own Health Insurance Certificate to present during visa application process.
Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient.
Each applicant, including spouse and children, must ensure that he/she has always held the Thai health insurance policy throughout the granted period of long stay visa. Failure to meet this requirement will be considered as disqualified to the standard requirements under the announcement by Department of Consular Affairs, and the granted visa will be withdrew.
All applicants must contact authorized insurance companies directly to apply for Thai health insurance policy. Any inquiries on completing Insurance application can be addressed at each insurance company.
For now the law or at least the knowledge of the law seems unclear, but a good list of health insurance options may nontheless be warranted.
However, then selecting an insurance company, I think a relevant parameter, among others, could be to group the insurance companies into local, international or offshore (the below is prelimary guessing) :
Local :
International : (have local representation)
Offshore : (have no local representation)
Ok, below is a list of insurance companies.